Real estate appraisal services for homeowners in the city of Rockford and Kent County

Here are the top 7 reasons MI homeowners order from Michigan Home Appraisal Co.:

  1. Get a pre-listing appraisal (whether they're selling the home themselves or using an agent)
  2. Challenge a property tax assessment
  3. To reduce a monthly mortgage payment by removing PMI
  4. Reinstate your Home Equity Line of Credit (HELOC)
  5. Verify a different appraiser's report
  6. In the case of a MI divorce, where real estate needs to be divided
  7. To determine the true market value of property in question to settle an estate in Kent county or MI

Need help deciding the price of your house in or near Rockford, MI?
Contact Michigan Home Appraisal Co..

At Michigan Home Appraisal Co., we understand the special needs of a homeowner looking for appraisal services. Our typical business clients are used to the appraisal process and the customary documents we provide. But as a consumer,we will provide you with extra guidance and explanations through the appraisal process to more fully understand what we do and how we report our conclusions.

For Sale By Owner/Pre-Listing Services

It's very hard to be objective about your own house because of your emotional attachment to it. Our professional appraisers at Michigan Home Appraisal Co. are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is very crucial as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your house will attract interested buyers. It's something tangible to show your buyer. The appraisal is an independent third party's opinion of your house's value, not just you saying how much your home is worth. Potential buyers know that you have an emotional attachment to your home and will be much more likely to give credibility to an experienced appraiser's value judgement than yours.

Appraisals to cancel PMI

PMI stands for Private Mortgage Insurance. A preferred way to cut expenses for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your property. In most cases you can apply to a lender to have the PMI eliminated from your loan. At Michigan Home Appraisal Co., we're experts in helping people just like you remove unneeded and unwanted PMI insurance.

Challenge a property tax assessment

If you live in an area that is declining or not appreciating as much as other properties close to yours, your local tax assessor may have your home overvalued. This only means you're paying higher taxes than you should be paying. The sooner you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal report from Michigan Home Appraisal Co. is your strongest weapon when contesting your property tax assessment.

HELOC recently frozen?

Your lender might just choose to automatically freeze your home equity line of credit (HELOC) if your home is near a declining area -- even if your specific property has not declined in value. This can this be inopportune from a cash flow viewpoint, and harmful to your credit score since it may appear as though that credit line is maxed out. Michigan Home Appraisal Co. can help you reinstate your HELOC.

We Also Provide Field and Desktop Appraisal Review Services

Would you wish a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you desire an expert to double-check your appraisal for accuracy? In a field review we'll go out and check the subject and comparables in question. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can We can assist you Even though this is usually requested by banks, you may need to exercise this service if you suspect mortgage fraud related to your property.